Government schemes

What you can get from the Telangana and central governments, who is eligible and where to apply. Pick who you are to see what fits.

Everyone 🌾 Farmers 👩 Women & girls 🎓 Students 🧓 Senior citizens 🛠️ Workers & labourers 🏪 Small business & artisans 🏠 Housing 🏥 Health 👪 Family, savings & insurance ♿ Persons with disabilities

Both Telangana Central

Checked on 6 October 2026 from official portals and news reports. Amounts and rules change, so confirm on the official portal or at your MPDO, ward office or MeeSeva before applying. Nobody needs to pay an agent to apply for any of these.

CentralRunning

PM Mudra loans

Who can get it: Non-farm micro and small businesses.
What you get: Collateral-free loans: Shishu up to Rs 50,000, Kishore up to Rs 5 lakh, Tarun up to Rs 10 lakh, Tarun Plus up to Rs 20 lakh for those who repaid a Tarun loan.
How to apply: Any bank, regional rural bank or MFI, or online on Udyami Mitra. No agents needed.
Status: Running. (confidence: High)

Official portal

CentralRunning

PM Vishwakarma

Who can get it: Artisans aged 18+ in 18 traditional trades (carpenter, blacksmith, potter, goldsmith, cobbler, mason, barber, tailor, washerman and others); one per family.
What you get: Training with Rs 500 a day stipend, a Rs 15,000 toolkit voucher, and loans of Rs 1 lakh then Rs 2 lakh at 5% interest.
How to apply: Register at a CSC; verified by the Gram Panchayat or municipality.
Status: Running to 2027-28. (confidence: Medium)

Official portal

CentralRunning

PM SVANidhi (street vendors)

Who can get it: Urban street vendors with a vending certificate or letter from the municipality.
What you get: Working-capital loans of Rs 15,000, Rs 25,000 and Rs 50,000, with a 7% interest subsidy.
How to apply: Online, at a CSC, at the municipality, or at a bank.
Status: Extended to 31 Mar 2030. (confidence: High)

Official portal

CentralCheck status

PMEGP (new small units)

Who can get it: Individuals aged 18+, self-help groups and trusts starting a new unit.
What you get: A 15–35% subsidy on project cost (projects up to Rs 50 lakh manufacturing, Rs 20 lakh service).
How to apply: Online on the KVIC PMEGP portal, or the District Industries Centre.
Status: Continuation after Mar 2026 not confirmed. (confidence: Medium)

Official portal

CentralCheck status

Stand-Up India

Who can get it: SC/ST and women entrepreneurs aged 18+ starting a new enterprise.
What you get: Bank loans of Rs 10 lakh to Rs 1 crore.
How to apply: Online or at any scheduled commercial bank branch.
Status: Current extension not confirmed. (confidence: Medium)

Official portal

See also How do I… guides and government offices.